Compare credit cards application. Decide which offer is best for you. We point out the key aspects including the features and benefits that you should be looking for any credit card offer. It is very important that you take the time to identify exactly what you're credit needs are before completing an application. While features and benefits may be good for the issuers as far as attracting new customers goes, they may or may not be in your best interest. That is why you must identify your specific needs while carefully reviewing the credit cards application.